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Local Banks May be a Better Home Loan Option


If you are considering buying a home, you may be considering the special home loan option offered by a local bank. These lenders can help you with the mortgage process by giving you valuable advice and simplifying the entire process. You can even login to all of your accounts with a single login. Managing your monthly bills will also be a breeze when you use a single bank. However, you will likely need to wait longer to get approved.

Although big banks are convenient and familiar, you may not be able to get the personalized service you deserve. While these institutions may have thousands of borrowers, they may not be as accessible as local mortgage lenders. Moreover, they may be easier to contact if you have complicated needs. For these reasons, local lenders may be the best option for you. And if you are not sure whether they offer a special home loan option, you can always visit their office for more information.





What's happening with adjustable rate mortgages?...

Adjustable rate mortgages have made a comeback, and it's no wonder: last week, interest rates on these loans hit a 14-year high. In the past, they helped homebuyers offset rising borrowing costs. But now, new rules have made...

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Are Rising Mortgage Rates Discouraging Buyers?...

Are rising mortgage rates discouraging home buyers? Some real estate experts say yes. But a recent study by economist John M. Quigley at the University of California, Berkeley, found that the likelihood of homeowners moving dr...

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How to Compare the Various Mortgage Options Available...

When comparing mortgage rates and options, it is imperative that you know the details of each option before making a final decision. The following table shows the differences between these different mortgage types. The ...

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What Affects Mortgage Interest Rates When Buying a Home?...

Many factors can affect the interest rate you pay for your mortgage. State foreclosure laws and property value are just two of them. The type of home you're buying may also affect your interest rate. Also, lenders co...

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